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Joe Spencer, CLU, ChFC

Joe Spencer, CLU, ChFC

Financial Professional

973-971-0002

joe@spencerandspencer.org

http://www.spencerandspencer.org

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Office: 732-225-0777

110 Fieldcrest Avenue

1st Floor, Suite 20

Edison, NJ 08837

info@primaryfinancial.net

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Securities and Investment Advisory Services are offered exclusively through Registered Representatives of Hornor, Townsend & Kent, LLC. (HTK). Registered Investment Adviser, Member FINRA/ SIPC. 600 Dresher Rd., Horsham, PA 19044, USA. 800-873-7637, www.htk.com. Primary Financial and other listed entities are not affiliated with HTK unless otherwise noted. HTK is a wholly owned subsidiary of the Penn Mutual Life Insurance Company and does not offer tax or legal advice. It is important to consult a qualified professional for specific information regarding your personal situation. We are insurance and securities licensed in our resident state of NJ, as well as NY and CT. Please contact us for additional listing of licensed states. This is not an offer or solicitation in any state where not properly licensed or registered. 4636369TA_Apr24

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